This is a non-medical plan intended to provide the life insured with a living benefit lump sum payout in the event he or she is diagnosed with cancer (for the purpose of this policy, see the definition of cancer in the policy contract). The amount paid can be used for any purpose.

Non-Medical

  • Issue Age is 18 - 64 years
  • Maximum coverage at issue ages 18 - 50 years is $5,000,000
  • Maximum coverage at issue ages 51 - 60 years is $4,000,000
  • Maximum coverage at issue ages 61 - 64 years is $2,000,000

Benefits

The sum insured less any Indebtedness is paid on the first diagnosis of cancer (for the purpose of this policy, see the definition of cancer in the policy contract) provided that:

  • the life insured was not previously diagnosed with cancer (for the purpose of this policy, see the definition of cancer in the policy contract)

Where the diagnosis occur during the 1st 90 days of the Issue Date, the benefit is the return of all premiums paid.

  • claims must be made no later than 6 months after diagnosis.

Free Cancer Screening

The life insured has the facility to access free cancer screening at the Jamaica Cancer Society after the 2nd policy year and every two years thereafter

No Claim Bonus

A full refund of all premiums will be paid upon the death of the life insured, provided the policy is in force and all premiums have been paid
The expiry date is the policy annicersary nearest the life insured's 75th birthdady or on the 20th anniversary of the issue date, if later.

Encashment/Surrender Value

This policy does not accumulate cash values or surrender value

Termination

The policy will cease to be inforce if any premium is outstanding for longer than 30 days. The policy also ceases on the payment of any benefits.
Disclaimer: This information leaflet is not a contract of insurance. The information contained herein is intended to provide you with an overview of the Cancer Plus plan. Sagicor does not accept liability for the accuracy and completeness of the information provided herein and refer you to your policy contract for full details on the plan.